O. Jim Talbott

James Talbott has been a Director of CFG Bank since March, 2018. Mr. Talbott retired in 2009 after spending 45 years in the banking industry. At the time of his retirement he was the regional president of PNC Financial Services Group, where he was the regional president of the Western Maryland Market. Prior to his position at PNC Financial Services Group, Mr. Talbott served as Chairman, President and CEO of Farmers and Mechanics Bank, a Mercantile Bankshares Corporation affiliate in Frederick, Maryland until its acquisition by PNC in March 2007. During Mr. Talbott’s 38-year career at Mercantile-Safe Deposit & Trust Co. and Mercantile Bankshares Corporation, he held various positions leading up to senior vice president of both the Bank and Holding Company. He successfully managed several merger processes, which led to his role as administrative liaison with all of Mercantile’ s banking affiliates, a position he held for 26 years through dozens of mergers and acquisitions.

A native of Baltimore, Mr. Talbott is an active participant in community affairs and currently serves on a number of businesses and nonprofit boards including the Investment Committee for the Episcopal Diocese of Maryland. In 2007, Talbott was honored by the National Capital Area Boy Scout Council with the George B. Delaplaine Distinguished Citizen Award for his service to the community.

Mr. Talbott’s extensive background in the financial service industry, which includes direct supervision of and responsibility for the accounting and audit function of banks contribute to his in – depth knowledge of generally accepted accounting principles and his ability to analyze complex financial statements. His credentials qualify him as an audit committee financial expert under the Nasdaq listing standards and applicable securities regulations.